Consolidating Your Debt – Why it’s Important and When to Consider It

by Roberta Pescow 9. September 2014
Unfortunately, debt has become a way of life in the United States, with American consumers owing an overwhelming total of $11.68 trillion as of April 2014. That debt comes from multiple sources, including credit cards, mortgages and student loans. If you’re struggling to manage your multiple debt payments, you may want to consider debt consolidation. Why debt consolidation is important Managing debt from several sources can get complicated quickly. With so many bills due at different times... [More]

Using Home Equity Loans and Lines of Credit to Your Advantage

by Steve Nicastro 19. May 2014
If you have equity in your home, now could be the time to use it to your advantage in the form of a home equity loan or home equity line of credit. These loans tend to come with low interest rates and can provide several tax advantages—benefits that credit cards do not provide. Whether you are looking to renovate or repair your home, consolidate debt or pay for another major expense, taking out a loan against your equity can prove to be a savvy financial decision. Differences between a hom... [More]

Home Improvements You Never Knew You Could Do Yourself

by Renee' Anderson 31. May 2013
Spring is here, the weather is beginning to get warmer, and I’m ready to kick back and relax! Wait, there are some things around the house that need to be tended to first. After all, I’d rather kick back and relax on a nice patio than the dirt/mud area in my backyard. Wait, I don’t have the money to pay a contractor to come out to my house, design and build me a patio. Wait, I’ll do it myself. Seriously, how hard can it be? I mean it’s not like my husband and I wor... [More]


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