Harford County Neighborhood Conservation Initiative (NCI)

by Charlie Maykrantz 12. February 2015
If you are looking to purchase a home in the Harford County area and need assistance with closing costs, there's a great program designed to encourage Harford County residents to consider homeownership in the areas of Aberdeen (21001), Abingdon (21009), and Edgewood (21040). It's called the Neighborhood Conservation Initiative (NCI) program that is administered by Home Partnership, Inc. (HPI) on behalf of the Maryland Department of Housing and Community Development. Loans will be available for q... [More]

Howard County Settlement Down Payment Loan Program

by Charlie Maykrantz 29. January 2015
Would you like to buy a home in Howard County, but need funds for down-payment and closing costs? 1st Mariner Bank participates in a program that is offered by Howard County Housing, the Settlement Down Payment Loan Program (SDLP). All loans are deferred and are due upon sale of home, refinance, or default. There are four different loan types that are made available to eligible applicants. They are: 1) The Home Starter Loan 2) The Home Steader Loan 3) The Dream Maker Loan 4) The Revitalization L... [More]

Baltimore County Settlement Expense Loan Program (SELP)

by Charlie Maykrantz 22. January 2015
If you are looking to purchase a home in the Baltimore County area, but need help with down payment and closing costs, then 1st Mariner Bank has just the answer: the “Baltimore County Settlement Expense Loan Program” (SELP) as offered through the Department of Planning and Housing Opportunities of Baltimore County. This program is an effort to encourage first time homebuyers to consider home ownership in existing residential communities in Baltimore County. Located within the Communi... [More]


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