Let me rephrase that - paying yourself first isn’t selfish, it’s smart. But we should back up. What does it mean to pay yourself first? You (hopefully) have a monthly budget that includes your bills and day-to-day expenses. Paying yourself first means that before you take anything else into account, you first set aside a pre-determined portion of your income into a savings account.
So let’s say you want to save 20% of your income, and your monthly take-home pay is $3,000*. You ... [More]
All parents want to give their children the best education possible, and many believe that private grade schools and high schools provide the best opportunities. But as the average cost of private schools continue to rise, people are asking themselves, is the price tag worth it?
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It's the most wonderful time of the year! Why not invite your friends, family and co-workers over?
What? You can’t afford to? Sure you can.
Here are some holiday party tips that won't hurt your budget:
Cut your tree yourself and use the trimmings! If you’re lucky enough to live close to farmland, drive around the corner to a small farm and cut your own tree down. Aside from being inexpensive, searching for and cutting your own tree down can become ... [More]