Stolen (and Late) New Year's Resolutions

by Renee' Anderson 8. January 2013

It's January 8th, have you made any progress with your New Year’s resolutions? With everything to do surrounding the holiday, it took me until now to really think about resolutions for the New Year. Well, if I’m being honest, I actually just stole some resolutions that I heard from my family members! If you’re like me, and have yet to take the time to come up with a New Year’s resolution or two, consider some of mine:

Resolution #1 (Stolen from My Sister): Do not use my phone while driving (unless using Bluetooth).

With smartphones, it is extremely tempting to use your phone while driving. Besides being against the law, it is also extremely dangerous! My sister sent a text saying she’s throwing her phone in the back of the car, so if anyone needs her she will be back in action after the car ride. I thought this was a great idea. That way, you can’t reach your phone even if temptation gets to you, and if you really need to use your phone, it forces you to pull over.

Cell Phone Etiquette

Resolution #2 (Stolen from My Husband): Limit my cell phone usage around other people.

It is very tempting to use your phone while in the presence of other people, especially when businesses like 1st Mariner have user-friendly apps allowing you to access your bank accounts 24/7. I feel that there are times when it’s just inappropriate to be on your phone. Common courtesy rules have evolved with technology, but there is still a line to be drawn for being inappropriate, unprofessional or just plain rude. I’m going to think twice about pulling my phone out while in the presence of others, whether at a meeting, at the dinner table, or while interacting with a cashier while checking out.

Resolution #3 (Stolen from My Sister): Be more organized.

I feel like I’m always trying to be more organized, but maybe it just seems that way because I keep saying that I need to be more organized but am not actually doing much about it. It’s time to actually do it! Lists are always good, right? I should start with a list of the areas I need to be more organized. For example, I’m never on time, what are some reasons for that? Organize my clothes so it doesn’t take an hour to find something to wear. Finances…enough said. My husband shakes his head when I come back from the grocery store and he says, “How much did you spend?” and I say, “I don’t know.” “Didn’t you pay at the register?!” he says. I then roll my eyes, but he’s right. I complain about where our money goes, yet I’m not paying attention to my spending patterns. Mariner360 is probably a good first step to get me financially organized. That way, instead of trying to keep track of my spending on the spot while my kids are climbing out of the cart and throwing items around, I can let Mariner360 do it for me. I just log on when the kids are asleep and take my time to go over my spending patterns. Then, I can turn to my husband and just recite what Mariner360 tells me!

Resolution #4 (My Own): Stop being so lazy that I need to steal someone else’s resolutions!

 

If you found this article useful, be sure to check out these related articles:

An Easy Way to Stick with Your Financial New Year's Resolution

How I'm Staying on Top of My Finances (and Not Becoming a Grinch) This Holiday Season

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