Business Checking
No two businesses are alike. At 1st Mariner, no two business checking accounts are alike either. We’ve designed business checking solutions for companies of every size to ensure we have a checking service product that fits your specific business needs. Our business checking accounts include:
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Business 50 Checking: Accounts for small businesses with lower transaction volumes.
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Business 200 Checking: Accounts for businesses with a modest number of monthly transactions and that don’t maintain a high balance from month to month.
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Business 300 Checking: Accounts for businesses with moderate-to-high transactional volumes and that maintain higher month-to-month balances.
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Commercial Checking: Accounts for businesses with high volumes of transactions and that maintain substantial balances.
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Business Interest Checking: Accounts for nonprofit or charitable organizations, sole proprietors or government entities eligible to earn interest.
IOLTA, MAHT & Client Escrow Accounts
We also offer industry-specific checking accounts such as IOLTA accounts for lawyers and law firms, as well as MAHT accounts for title insurers, agents and attorneys. We’ve designed our client escrow accounts to save you time and money.
Compare 1st Mariner Business Checking Accounts
The following chart provides a side-by-side comparison of all of our business checking accounts. All 1st Mariner Bank deposits and checking plans are insured, up to allowable limits, by the Federal Deposit Insurance Corporation (FDIC).
|
Product Type |
Business 50 Checking |
Business 200 Checking |
Business 300 Checking |
Commercial Checking |
Business Interest Checking |
Monthly Service
Charge |
None
|
Waived for average monthly balances of $3,500 or greater
|
Waived for minimum daily balances of $10,000 or greater
|
Account
analysis
applies
|
Waived if minimum balance of $3,500 is maintained
|
|
Transaction Limits |
50 |
200 |
300 |
Unlimited |
Unlimited, per item charge
|
|
Per Transaction Fees |
60 cents per item, in excess of transaction limits
|
50 cents per item, in excess of transaction limits
|
35 cents per item, in excess of transaction limits
|
Account analysis applies,
earnings
credits may offset
fees
|
Per item charge, see schedule of charges
|
|
1st Online |
Available, Not included
|
Yes,
View only of 1 account
|
Yes,
Full basic
service
|
Available,
Not included
|
Available, Not included
|
|
Minimum balance to avoid service charge |
$0 |
$3,500 Average monthly balance
|
$10,000 Minimum daily balance
|
N/A |
$3,500 Average monthly balance
|
Online Business Banking
1st Online is the easiest, most secure way to monitor activity on any 1st Mariner Bank checking account. View balances, move funds and get transfer details, export information, perform trend analyses and more, at your convenience. With shortcuts for experienced users, and toll-free technical support for the less experienced online banking customers, 1st Online adds convenience and savvy money-monitoring for your business.
Apply for a Business Checking Account Today
Find out more about how 1st Mariner delivers personalized business banking solutions. We’re here to help you choose the business checking account that’s right for you. To get started with a Business Checking Account today, call 410-735-2003, stop by a branch near you or email us: business1st@1stmarinerbank.com. Contact a Business and Executive Banker today.
See our Business Schedule of Charges for additional details.