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Servicemembers Civil Relief Act (SCRA)

At 1st Mariner Bank, we understand the financial challenges members of the military and their families can face while on active duty. We're here to help you understand the financial benefits and/or protections you may be entitled to as part of the Servicemembers Civil Relief Act (SCRA).

You may be protected under the SCRA if you are an active duty member of the United States Army, Navy, Air Force, Marine Corps, or Coast Guard, including members of the National Guard. Reservists serving on active duty and dependents of active duty servicemembers may be eligible as well.

SCRA Benefits Eligibility

Some of the financial benefits and/or protections you may be entitled to as part of the SCRA include:

  • Loans: Servicemembers may be entitled to a 6% interest rate cap and certain account-related fees may be waived.
  • Checking and Savings Accounts: 1st Mariner Bank offers reduced fees, including no monthly account maintenance fees, on checking and savings accounts.
  • Foreclosure Protection: The SCRA generally prevents lenders from foreclosing on servicemembers during active duty and for 12 months after your military service ends.
  • Repossession Protection: The SCRA generally prevents lenders from repossessing property from servicemembers during active duty.
  • Safe Deposit Boxes: In order to prevent your safe deposit box from being drilled due to past due rental fees, the servicemember will need to notify 1st Mariner Bank by written notice along with a copy of orders calling a servicemember to military action.

SCRA Benefits Eligibility Request Requirements

In order to take advantage of your SCRA benefits eligibility, please provide us with a written request that includes your name, address and phone number. This written request must be accompanied by your active duty orders. Requests and documentation may be delivered in person to any 1st Mariner Bank branch, or submitted to the address below, and must be received by the bank within 180 days after the date your military service ended.

1st Mariner Bank
Deposit Operations 4th Floor
P.O. Box 25959
Baltimore, MD 21224

Need More Information?

We'd be happy to answer your questions regarding the SCRA. Give us a call at 410-558-4200 or toll free 1-888-561-BANK (2265). You can also  send us an email.

For more information on how the SCRA helps active duty servicemembers, please visit Military OneSource or call 1-800-342-9647.

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