Secure Login

Checking Products

Find out why not all Baltimore checking accounts are built alike. At 1st Mariner Bank, your local community bank, our customers come first. That’s why we’ve designed a family of checking accounts to give you the convenience and flexibility that you deserve. Whether you’re looking for an interest-bearing account, or a back-to-basics, fee-free checking account, you’ll find an option that works for you.

Visit your local branch to open any of our checking accounts or simply open one online today.

Compare 1st Mariner Checking Accounts

Here’s a side-by-side comparison. For your convenience, all of our checking accounts come with free Online Banking and Mobile Banking.

Checking Accounts

Student/Starter* - 1st Access

Absolutely Simple

Classic Direct Deposit

1st Select

Premier Relationship


No minimum balance


No per-check charge

Visa® Check Card

Free use of 1st Mariner and MoneyPass® ATMs

Free use of any ATM**


Free POS transactions


Free Online Banking including Bill Pay, Popmoney® and Mariner360

No monthly fee***


Free Harland Clarke® Mariner-style checks****


Buy back of your old checks†


Interest paid on all balances††


Free Mobile Banking with Mobile Deposit†††

50% Discount on all small sized Safe Deposit Boxes


* On the next account cycle date following the date a 1st Access Checking account holder reaches age 26, his/her account will automatically convert to a 1st Mariner Absolutely Simple Checking account.
** For 1st Select Checking, 1st Mariner Bank will reimburse you for ATM surcharges paid to other ATM owners during those monthly statement cycles in which your average balance is at least $2,500. For 1st Access Checking, other banks may charge ATM surcharge fees.
*** Premier Relationship Checking must maintain a combined deposit relationship minimum balance of $10,000 to avoid service fee. 1st Select requires minimum average monthly balance of $2,500.00 to avoid service fee. Classic Direct Deposit Checking must receive a direct deposit at least once every 90 days to avoid service fee.

**** The bank provides free Harland Clarke® Mariner-style checks with this product. The shipping fee will be charged to the customer. Checks will be shipped by CheckProtect, a secure and trackable check delivery system, to help prevent identity theft. (Both checks and shipping are free for Premier Relationship Checking.)
Buy back of old checks up to $10.
†† Interest rates may change without notice.
††† 3rd party message/data rates may apply.

See our Account Disclosure and Schedule of Charges for details.

© 2008-2016 1st Mariner Bank