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Checking Products

Find out why not all Baltimore checking accounts are built alike. At 1st Mariner Bank, your local community bank, our customers come first. That’s why we’ve designed a family of checking accounts to give you the convenience and flexibility that you deserve. Whether you’re looking for an interest-bearing account, or a back-to-basics, fee-free checking account, you’ll find an option that works for you.

Visit your local branch to open any of our checking accounts or simply open one online today.

Compare 1st Mariner Checking Accounts

Here’s a side-by-side comparison. For your convenience, all of our checking accounts come with free Online Banking and Mobile Banking.

Checking Accounts

Student/Starter* - 1st Access

Absolutely Free

Classic Direct Deposit**

1st Select

Premier Relationship

 

No minimum balance

  

No per-check charge

Visa® Check Card

Free use of 1st Mariner and MoneyPass® ATMs

Free use of any ATM

    

Free Use of Any ATM when Minimum Balance is Met***

    

Free POS transactions

   

Free Online Banking including Bill Pay, Popmoney® and Mariner360

Free Mobile Banking with Mobile Deposit‡

No monthly fee****

   

Free Harland Clarke® Mariner-style checks†

  

Buy back of your old checks††

   

Interest paid on all balances†††

  

Discounts on bank services††††

   

50% Discount on all small sized Safe Deposit Boxes

    

* On the next account cycle date following the date a 1st Access Checking account holder reaches age 26, his/her account will automatically convert to a 1st Mariner Absolutely Free Checking account.
** Account must receive direct deposit at least once every 90 days.
*** For 1st Select Checking, 1st Mariner Bank will reimburse you for ATM surcharges paid to other ATM owners during those monthly statement cycles in which your average balance is at least $2,500.
**** Premier Relationship Checking must maintain a combined deposit relationship minimum balance of $10,000 to avoid service charge. 1st Select requires minimum average monthly balance of $2,500.00 to avoid service fee.

The bank provides free Harland Clarke® Mariner-style checks with this product. The shipping fee will be charged to the customer. Checks will be shipped by CheckProtect, a secure and trackable check delivery system, to help prevent identity theft. (Both checks and shipping are free for Premier Relationship Checking.)
†† Buy back of old checks up to $10.
††† Interest rates may change without notice.
†††
For 1st Select Checking, discount on consumer loans with direct debit from checking account.
‡ 3rd party message/data rates may apply.

See our Account Disclosure and Schedule of Charges for details.



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