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1st Access Checking

Our student checking account is designed to be an ideal starter checking account, available to anyone age 18-25. As you’ll see in the features listed below, this student-friendly checking account has a very low opening balance requirement and does not require a minimum balance or burden students on a budget with a monthly fee. Even if you’re not a student, you can still take advantage of this super flexible checking account.

With FREE access to ATMs, 1st Access Checking is a smart starter checking account for students who need access to their cash without the worry over the ATM fees most other banks charge. Online Banking, Bill Pay and Mariner360 make keeping on top of your finances easy. For added convenience, when a 1st Access Checking account holder reaches age 26, his/her account will automatically convert to a 1st Mariner Absolutely Simple Checking account on the next account cycle following the date of that person’s 26th birthday. It’s that easy to get more from your starter checking account with 1st Mariner’s 1st Access Checking.

Features & Benefits:

  • Open online or in a branch for as little as $25.
  • NO minimum balance.
  • NO monthly fee.
  • Visa® Check Card.
  • FREE use of 1st Mariner and MoneyPass® ATMs.
  • FREE access to other ATMs anywhere you are. (Other banks may charge ATM surcharge fees.)
  • FREE POS Transactions.
  • FREE Harland Clarke® Mariner-style checks. (The bank provides free Harland Clarke® Mariner-style checks with this product, the shipping and handling fee will be charged to the customer. Checks will be shipped by CheckProtect, a secure and trackable check delivery system to help prevent identity theft.)
  • FREE Online Banking including Popmoney®, Bill Pay and Mariner360.
  • FREE Mobile Banking with Mobile Deposit.*

Open a 1st Access Checking Account

The perfect starter checking account: if you are between the age of 18 and 25 you can take advantage of the low $25 opening deposit amount and the free access to ATMs that 1st Mariner Bank’s 1st Access Checking account offers. To apply for 1st Access Checking, call 410-558-4200 or toll-free 1-888-561-BANK (2265), stop by the branch near you or open your account online today!

Looking for a Credit Card Solution, Too?

The 1st Mariner Bank credit card is a great way to start establishing good credit when managed well. Learn more about our credit card offering that allows you to experience a world of choice. Apply for the 1st Mariner College Rewards Visa® Card

See our Account Disclosure and Schedule of Charges for details.

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