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18-Month Variable Rate CD (IRAs Only)

At 1st Mariner, our 18-Month Variable Rate CD offers an IRA-qualified retirement investment solution that provides you with savings security—and flexibility in making your deposits.

Features & Benefits:

  • Minimum to open is $500.
  • Interest rates may adjust weekly based on current market rates and interest is credited monthly.
  • You will enjoy the flexibility of weekly or monthly deposits without extending the term, making saving for your retirement easier.
  • Monthly or annual retirement distributions are offered without penalty for IRA customers over 59 ½ years of age.

Penalties for early withdrawal apply. The penalty for early CD withdrawals is 90 days’ interest for terms of one year or less and 180 days’ interest for terms over one year. Early withdrawal penalties can also reduce the initial principal invested.

Open an 18-Month Variable Rate CD / IRA

Focus on growing your retirement savings with confidence when you choose our 18-Month Variable Rate CD / IRA. To open a CD today, call 410-558-4200, click to chat, stop by the branch near you or apply online.

Looking for a Shorter-term Solution?

Look into our Fixed Rate CD, our Flex CD or our Premium Flex CD. All are designed to provide secure savings over six-month to five-year terms.

Access the latest rates and obtain more information on IRAs on our website 24/7. Please note: CDs and CD / IRAs are not available to residents of NY, NV or OR. See our Account Disclosures or Schedule of Charges for additional details.



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