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Fixed Rate CD

At 1st Mariner, our Fixed Rate CD offers a short-term investment opportunity with a low minimum deposit requirement. Our Fixed Rate CD is also IRA qualified.

Features & Benefits:

  • Minimum to open is $500.
  • Terms from six months to five years.
  • The certificate will maintain a fixed rate of interest.
  • IRA qualified.
  • Interest is compounded daily and credited monthly.

Penalties for early withdrawal apply. We cannot waive the penalty for withdrawals made up to six days from the date of deposit, the penalty of which is seven days' interest. Early penalties apply for subsequent withdrawlals. The penalty for early CD withdrawals is 90 days’ interest for terms of one year or less and 180 days’ interest for terms over one year. Early withdrawal penalties can also reduce the initial principal invested.

Click here for current rates.

Open a Fixed Rate CD

Take control of your savings with our Fixed Rate CD. To open a CD account, call 410-558-4200 or toll-free 1-888-561-BANK (2265), stop by the branch near you or apply online.

Looking for a Fixed Rate CD and a Checking Account? 

Open up a 10-Month CD with a qualified checking account and get a special interest rate on your CD*.

Looking for More Flexibility?

Check out our Flex CD or our Premium Flex CD to get greater flexibility in terms and deposit options than our Fixed Rate CD. You might also look into our 18-Month Variable Rate CD / IRA that delivers the security and flexibility that support your retirement savings goals.

Access the latest rates and obtain more information on IRAs on our website 24/7. Please note: CDs and CD / IRAs are not available to residents of NY, NV, or OR. See our Account Disclosures or Schedule of Charges for additional details.

* Qualified checking account means any 1st Mariner Bank checking account with a direct deposit at least once every 90 days. If checking account stops receiving a direct deposit or if checking account closes, rate may be reduced to current rate.

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