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Flex CD

At 1st Mariner, our Flex CD enables you to maximize flexibility in today’s unpredictable investment market. Get a one-time rate bump up and a one-time penalty-free withdrawal*—and the ability to make additional deposits in the first 30 days of account opening.

Features & Benefits:

  • Minimum to open is $500.
  • Choose your own term between 24 to 35 months.
  • The rate is fixed, but you may elect to bump up your rate one time during the term of your CD. This bump will reflect the current rate at the time of the one-time bump.
  • You may make one penalty-free withdrawal during the term of the certificate.*
  • You may make additional deposits to the certificate during the first 30 days of account opening.
  • Interest is compounded daily and credited monthly.

* One withdrawal is permitted during the term without a penalty with one exception. We cannot waive the penalty for withdrawals made up to six days from the date of deposit, the penalty for which is seven days' interest. Early withdrawal penalties apply for subsequent withdrawals. The penalty for these early withdrawals is 90 days' interest for CD terms of one year or less and 180 days' interest for CD terms of greater than one year. Early withdrawal penalties can also reduce the initial principal invested.

Open a Flex CD

Get more flexibility out of your savings with our Flex CD. To open a CD, call 410-558-4200, or stop by the branch near you. Or ask us about our Premium Flex CD.

Looking for a Longer-term Solution?

Consider learning more about our Fixed Rate CD, which offers terms from six months to five years. Or, you can get the security and flexibility that support your retirement savings goals in our 18-Month Variable Rate CD / IRA.

Access the latest rates and obtain more information on IRAs on our website 24/7. Please note: CDs and CD/IRAs are not available to residents of NY, NV or OR. See our Account Disclosures or Schedule of Charges for additional details.

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