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Premium Flex CD

At 1st Mariner, our Premium Flex CD enables you to maximize flexibility in today’s unpredictable investment market. Get a one-time rate bump up and a one-time penalty-free withdrawal*—and the ability to make additional deposits in the first 90 days of account opening.

LIMITED TIME PROMOTIONAL RATE:

 

19 Month Premium Flex CD: 0.75% APY*

Features & Benefits:

  • Minimum to open is $5,000.
  • Choose between a 19 or a 26 month term.
  • The rate is fixed, but you may elect to bump up your rate one time during the term of your CD. This bump will reflect the current rate at the time of the one-time bump.
  • You may make one penalty-free withdrawal during the term of the certificate*.
  • You may make additional deposits to the certificate during the first 90 days of account opening.
  • Interest is compounded daily and credited monthly.

Open a Premium Flex CD

Get more flexibility out of your savings with our Premium Flex CD. To open a CD, call 410-558-4200 or toll-free 1-888-561-BANK (2265), stop by the branch near you or apply online.

Looking for a Longer-term Solution?

Ask us about our Fixed Rate CD which offers terms from six months to five years. Or, learn more about the security and flexibility built into our 18-Month Variable Rate CD / IRA.

Access the latest rates and obtain more information on IRAs on our website 24/7. Please note: CDs and CD / IRAs are not available to residents of NY, NV, or OR. See our Account Disclosures or Schedule of Charges for additional details.

*Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Minimum balance to open is $5,000 and term is 19 months.  Interest is compounded daily. The interest rate is fixed, but you may elect to bump up or exchange the rate on your account for a higher rate one time during the term of your CD. Interest will be compounded daily and credited monthly. No minimum balance required to earn interest.   You may make additional deposits in the first 90 days of account opening.  One withdrawal is permitted during the term without a penalty with one exception.  We cannot waive the penalty for withdrawals made up to six days from the date of deposit, the penalty for which is seven days’ interest.  Early withdrawal penalties apply for subsequent withdrawals.  The penalty for these withdrawals is 180 days’ interest.  Early withdrawal penalties can also reduce the initial principal invested.  For IRAs, if you withdraw money from your individual retirement account prior to age 59 ½ you may be subject to a 10% early withdraw penalty.  Consult your tax or legal advisor on your specific situation.  Advertised promotional rate is the current rate as of 12/8/2016.  Offer good for the initial term only.  CD is automatically renewed for the same term.  The rate is determined based on the published rate for the CD.  Limited time only offer.



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