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Winter / Summer Savings

Our Winter / Summer Savings accounts are designed to help you save money for the winter holiday season or for summertime adventures. Setting money aside while keeping your funds separate from your primary savings (or checking) account is a smart strategy for saving for seasonal expenses.

At 1st Mariner Bank, we offer two special savings plans: a Winter Savings account and a Summer Savings account. Both savings accounts share the same features and allow you to withdraw your funds at the beginning of the season for which you’ve been saving. You can even schedule automated deposits to your Winter or Summer Savings account from any 1st Mariner Bank checking account.

Features & Benefits:

  • The minimum to open these accounts is only $1.
  • Interest is compounded daily and credited at maturity. Interest rates may change without notice. Fees may reduce earnings on the account.
  • Automatic weekly or monthly transfer service is available to move funds from Statement Savings* or any 1st Mariner Bank checking account.
  • These accounts automatically reopen the following year by simply making a new deposit.

Winter Savings Account

By the last week in October the funds in your Winter Savings account will be transferred to a 1st Mariner savings account or checking account designated by you. Amounts withdrawn earlier receive no interest.

Summer Savings Account

By the last week in May the funds in your Summer Savings account will be transferred to a 1st Mariner savings account or checking account designated by you. Amounts withdrawn earlier receive no interest.

Open an Account

Be ready for the best of the winter and summer seasons with 1st Mariner Bank’s Winter / Summer Savings account. To apply for your Winter or Summer Savings account, call 410-558-4200, click to chat, stop by the branch near you or open your account online today!

Looking for More Savings Power?

Looking for a savings solution that maximizes interest paid on your balance? Check out our money market accounts and get even more for—and from—your money.

Please refer to the Account Disclosures and Schedule of Charges for account details and minimum balance requirements.

*Limited transaction account.



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