1st Mariner Bank - Rates
In this section, you can find the rates for 1st Mariner Bank's various savings, checking and investment accounts. Important product Disclosures and a Schedule of Charges, are located on the right side of this page. Please note: CDs and CD/IRAs are not available to residents of NY, NV, or OR, and they cannot be opened online by businesses.
These rates are current as of 05/16/2013.
|
Product Type |
Rate |
APY |
|
6 Month |
0.15 |
0.15 |
|
1 Year |
0.25 |
0.25 |
|
18 Month |
0.40 |
0.40 |
|
2 Year |
0.50 |
0.50 |
|
30 Month |
0.60 |
0.60 |
|
3 Year |
0.70 |
0.70 |
|
4 Year |
0.70 |
0.70 |
|
5 Year |
0.70 |
0.70 |
|
Promo CDs |
|
|
|
10 Month Companion CD with checking |
0.35 |
0.35 |
|
10 Month Companion CD w/o checking |
0.25 |
0.25 |
|
Product Type |
Rate |
APY |
|
Flex CD (24 to 35 Month) |
0.50 |
0.50 |
|
19 Month Premium Flex CD |
0.35 |
0.35 |
|
19 Month Premium Flex IRA |
0.35 |
0.35 |
|
26 Month Premium Flex CD |
0.60 |
0.60 |
|
26 Month Premium Flex IRA |
0.60 |
0.60 |
|
|
|
|
|
Product Type |
Rate |
APY |
|
Classic Direct Deposit |
0.30 |
0.30 |
|
1st Select Checking |
0.10 |
0.10 |
|
Premier Relationship Checking |
|
|
|
$0-$4,999.99 Balance |
0.10 |
0.10 |
|
$5,000 and over Balance |
0.25 |
0.25 |
|
Product Type |
Rate |
APY |
|
18 Month Variable Rate |
0.55 |
0.55 |
|
Product Type |
Rate |
APY |
|
$0-$2,499.99 Balance |
0.15 |
0.15 |
|
$2,500-$4,999.99 Balance |
0.35 |
0.35 |
|
$5,000 and over Balance |
0.50 |
0.50 |
|
Product Type |
Rate |
APY |
|
Statement |
0.15 |
0.15 |
|
Winter / Summer Savings |
0.15 |
0.15 |
|
Product Type |
Rate |
APY |
|
Treasury Money Market |
|
|
|
$1,000-$9,999.99 Balance |
0.25 |
0.25 |
|
$10,000-$19,999.99 Balance |
0.30 |
0.30 |
|
$20,000-$49,999.99 Balance |
0.40 |
0.40 |
|
$50,000 and over Balance |
0.45 |
0.45 |
|
Money Market Maximizer |
|
|
|
$1,000-$9,999.99 Balance |
0.25 |
0.25 |
|
$10,000-$19,999.99 Balance |
0.30 |
0.30 |
|
$20,000 and over Balance |
0.40 |
0.40 |
|
Product Type |
Rate |
APY |
|
Commercial Checking Earnings Credit 0.50% |
|
|
|
REPO Rate* 0.40% |
|
|
|
Premier Checking |
|
|
|
Business Interest Checking |
|
|
|
$2,500.00-$4,999.99 Balance |
0.10 |
0.10 |
|
$5,000.00-$24,999.99 Balance |
0.15 |
0.15 |
|
$25,000.00 and over Balance |
0.25 |
0.25 |
|
Business Money Market |
|
|
|
$1,000-$9,999.99 Balance |
0.25 |
0.25 |
|
$10,000-$49,999.99 Balance |
0.35 |
0.35 |
|
$50,000 and over Balance |
0.50 |
0.50 |
|
Business Savings Account |
0.15 |
0.15 |
The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items. Interest will be compounded daily and will be credited to the account monthly or quarterly, depending on the type of account. Interest on Winter/Summer savings accounts credited at maturity. For time accounts, a penalty may be imposed for early withdrawal.
*The Repo Rate applies to 1st Mariner's Sweep Account Program. The interest in the U.S. Securities purchased under this program is not a savings account or deposit. It is not insured by the Federal Deposit Insurance Corporation or any other Government Agency and is subject to investment risks, including possible loss of principal invested.