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1st Mariner Bank - Rates

In this section, you can find the rates for 1st Mariner Bank's various savings, checking and investment accounts. Important product Disclosures and a Schedule of Charges, are located on the right side of this page. Please note: CDs and CD/IRAs are not available to residents of NY, NV, or OR, and they cannot be opened online by businesses.

These rates are current as of 09/18/2014.

Fixed Rate CDs
Flex CDs
Checking Accounts
Money Market Accounts
IRA Accounts
Health Savings Accounts
Savings Accounts
Business Accounts

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Fixed Rates Certificates of Deposit

Product Type Rate APY
6 Month Cerrtificate 0.15 0.15
12 Month Certificate 0.25 0.25
18 Month Certificate 0.25 0.25
24 Month Certificate 0.35 0.35
30 Month Certificate 0.45 0.45
36 Month Certificate 0.55 0.55
48 Month Certificate 0.60 0.60
60 Month Certificate 0.75 0.75
Promo CDs    
10 Month Certificate with Classic Direct Deposit Checking 0.50 0.50
10 Month Certificate without Checking 0.15 0.15

 

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Flex Certificates of Deposit

Product Type Rate APY
Flex CD (24 to 35 Month) 0.20 0.20
19 Month Premium Flex Certificate ($5,000 minimum to open) 0.20 0.20
19 Month Premium Flex IRA ($2,000 minimum to open) 0.20 0.20
26 Month Premium Flex Certificate ($5,000 minimum to open) 0.30 0.30
26 Month Premium Flex IRA ($2,000 minimum to open) 0.30 0.30
     

 

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Checking Accounts

Product Type Rate APY
Classic Direct Deposit Checking 0.15 0.15
1st Select Checking         0.10 0.10
Premier Relationship Checking    
$0-$4,999.99 Balance 0.10 0.10
$5,000 and over Balance 0.25 0.25

 

IRA Accounts

Product Type Rate APY
18 Month Variable Rate 0.52 0.52

 

Health Savings Accounts

Product Type Rate APY
$0-$2,499.99 Balance 0.15 0.15
$2,500-$4,999.99 Balance 0.35 0.35
$5,000 and over Balance 0.50 0.50

 

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Savings Accounts

Product Type Rate APY
Statement Savings 0.15 0.15
Absolute Savings 0.15 0.15
Winter Savings 0.15 0.15
Summer Savings 0.15 0.15

 

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Money Market Accounts

Product Type Rate APY
Treasury Money Market    
$1,000-$9,999.99 Balance      0.10 0.10
$10,000-$19,999.99 Balance 0.15 0.15
$20,000-$49,999.99 Balance 0.20 0.20
$50,000 and over Balance 0.35 0.35
Money Market Maximizer    
$1,000-$9,999.99 Balance 0.10 0.10
$10,000-$19,999.99 Balance 0.15 0.15
$20,000 and over Balance 0.20 0.20

 

Business Accounts

Product Type Rate APY
Commercial Checking Earnings Credit  0.25%    
REPO Rate* 0.40%    
Premier Checking    
Business Interest Checking    
$2,500.00-$4,999.99 Balance 0.10 0.10
$5,000.00-$24,999.99 Balance 0.15 0.15
$25,000.00 and over Balance 0.25 0.25
Business Money Market    
$1,000-$9,999.99 Balance  0.15  0.15
$10,000-$49,999.99 Balance 0.20 0.20
$50,000 and over Balance 0.25 0.25
Business Savings Account 0.15 0.15

 

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items. Interest will be compounded daily and will be credited to the account monthly or quarterly, depending on the type of account.  Interest on Winter/Summer savings accounts credited at maturity. For time accounts, a penalty may be imposed for early withdrawal.

*The Repo Rate applies to 1st Mariner's Sweep Account Program. The interest in the U.S. Securities purchased under this program is not a savings account or deposit. It is not insured by the Federal Deposit Insurance Corporation or any other Government Agency and is subject to investment risks, including possible loss of principal invested.



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